Goodbye US Post Office

STOP relying on the US Post Office for your payments

Now more than ever, you should STOP relying on the US Post Office to send out your invoices and to receive prompt payments from clients! Here's one MORE reason why-http://bit.ly/10OCF56-our mail is about to get even slower, even if Saturday delivery is preserved. Go electronic using custom methods that suit you, and your payments will speed up. Many clients prefer to use electronic methods as well. I can show you how you can accommodate them.

Hey! Whose Money Is It Anyway?

I finally got to reading some of my paper mail. My bank, a local CT-based bank, where I have kept my business account for almost 10 years, has decided to charge me $9.95 a month for keeping an average balance below $2500.00.

What? Huh?

I banked with them in the first place because they offered free business banking.

I was trained as a banker so I understand this industry and I certainly don't believe in paying for a checking account: it's MY money, not theirs, so why pay the bank for using my money?

And a hit of $9.95 a month? for balances under $2500.00?

I don't know about you, but it's my deliberate intent to wisely use my company's money and not leave it idle in the bank. I pay myself for all this hard work!

So I called to protest. No sympathy, as you would expect, from the automatons at the toll-free number. They'll notify management. Ho hum.

I called my usual branch manager. He left the bank a few months ago. Besides, I was told, my account has been moved to another branch because a few times I went to make a deposit there on my way to the highway. It's clear across town; my usual, and now former, branch is 1 mile away.

So I need to call the manager there, who won't know me, so I didn't waste my time or his/hers to call. Anyway, why did they take the unilateral decision to move MY account without any notice?

Ok, as you can tell I wasn't happy.

So this afternoon I made an appointment to go to the local branch of another CT-based bank and opened a free checking account with a delightful banking representative named Wadie. I get all the services, and more, that I am used to.

He assured me that I will never pay a monthly service fee for business checking. I guess I will have to believe him. He is now my personal banker.

$44.00 later for the 250 paper checks I had to order online, I am satisfied. (Yes, every so often an e-payments guy like me needs a paper check!)

Lessons:
1) Read your mail carefully for little notices that are BIG changes.
2) Bank where you feel welcome.
3) You don't have to pay ransom for your money in a business checking account!

Speaking of LinkedIn...

I am speaking a lot about LinkedIn these days. A lot. Everywhere I can, in front of groups, teaching in small virtual classes, and offering suggestions to those in my leads groups. LinkedIn, for me, is a PROVEN a way to access any number of the 55 million businesspeople around the world seeking community from the expertise that people truly engaged in social networking can provide.

And what's in it for him? you might ask, why the heck does he spend the time speaking about LinkedIn?

Because it opens lots of doors to generate new business and get my brand out there. As an example, a large nonprofit umbrella organization asked me to teach my hour-long "LinkedIn for NonProfits" to its member organizations and as I spoke and showed my LinkedIn profile, they saw the types of work I do.

The next week they called me in to advise on a much-needed redesign of its online donation and class registration, a project I won in December. Finished on time and within budget, they were thrilled with the end result. So much so that they referred me to a couple of other potential clients.

That's reason enough to evangelize on LinkedIn. The network grows...

BTW my LinkedIn profile can be found at www.linkedin.com/in/marchalpert

Will paper check acceptance at retail locations become a thing of the past?

Whole Foods is a leader in the retail food industry They may stop accepting checks at the point of sale-does this mean checks will become a dinosaur someday? This story in the LA Times may predict our future.
What do you think?

Optimistic

Daughter moving to Seattle, spreading her wings. Anyone know any architecture or urban planning jobs out there?

Many irons in the fire for a busy August/September. Waiting...

4 speaking engagements booked for September alone.

Fall coming, change in weather, change in perspective.

Optimistic that new developments bring new experiences.

Twitter for Business 101

The whole world seems a-flutter about Twitter and I have been a bit of a sitter on the sidelines, at least until now. I have been tweeting for a few months but am always looking for new ways Twitter can help my business.

Mashable ran a piece called Twitter 101 which is a great guide to ideas on how Twitter can benefit your business. Here it is in hopes it helps you somehow.

Let’s follow each other: I am @marchalpert

reboot

It's another computer term that may apply to us, now that the summer is almost over.

So many businesses slide along in the summer, not undertaking anything new.

They reevaluate and enact changes in September, thus rebooting themselves.

Change is constant and taking a few months off that affects cash flow improvements, delaying what could have been, is dangerous.

If you are thinking of making a change in business cash flow improvement, carpe diem! Do it now. Don't wait to reboot.